Identifying problem loans is critical but taking action to right those loans is perhaps even more important. Problem loans affect your bank’s asset quality, and ultimately net income. The quality of your assets determines the risk which affects the overall condition of the bank. Ratings given periodically by regulatory bodies can impact a bank for years to come, especially if the rating is unfavorable.
What is in this guide…
- Problem loan checklist to help you spot problem loans quickly
- Step to creating your own Asset Management Action Plan (AMAP)
- Tips to gain efficiencies
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